Calculator · 03

Loan EMI calculator

Work out the monthly instalment on a home, car or personal loan, how much of it is interest, and exactly when the balance reaches zero — with the full amortisation schedule year by year or month by month.

Amortisation Years or months

Loan

Loan amount

₹

Interest rate · % p.a.

Tenure

Schedule options

First EMI · month

Processing fee · %

Monthly EMI ·

₹0

OF PRINCIPAL

Principal

₹0

Total interest

₹0

Total payment

₹0

Loan ends on

—

Balance and interest

Outstanding Interest paid

Amortisation schedule

Yr	Principal paid	Interest paid	Total paid	Balance

Assumes a fixed rate for the whole tenure and an instalment paid at the end of every month. A floating-rate loan is repriced by the lender, which changes the EMI or the tenure; the processing fee is counted in total cost only, not in the instalment.