Financial calculators for Indian investors
Seven calculators for the money questions that come up most often — what a SIP grows into, how long a corpus lasts, what a loan costs, and whether a surplus belongs in the loan or in the market. Each one shows its full year-by-year schedule.
SIP calculator
A systematic investment plan with step-up contributions and any number of one-time or repeating lumpsums, with an optional inflation-adjusted view of the corpus.
SWP calculator
How long a corpus lasts while a fixed, optionally inflation-indexed amount is withdrawn every month, quarter or year — with the sustainable withdrawal alongside it.
EMI calculator
Instalment, total interest and total payment for a home, car or personal loan, plus the full amortisation schedule year by year or month by month.
Loan repayment
What prepayments do to a loan: one-time or recurring prepayments, an optional annual EMI step-up, and the months and interest they save. Works on a fresh or running loan.
Retirement calculator
The SIP and SWP engines chained into one plan: invest until retirement, then draw an income from the corpus that builds — or solve for the largest income it can pay.
Goal planner
The SIP calculator read backwards, for any number of goals at once: each target is inflated to the day, netted against savings and lumpsums, and solved for the SIP that closes the gap.
Prepay vs SIP
Should a monthly surplus go into the loan or into a SIP? Both strategies are handed the same money over the same horizon, with the break-even return above which investing wins.